Bank, Borrow, Save, Succeed.
Find your future with F&M,
where friendly still counts.
Bank
Borrow
Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
Eric’s Expert Segment
Eric Boser recently talked with Kelly Cordes of WJON about Agricultural Loans and gave a brief overview of the different types of loans and programs we offer in order to provide our customers with the best financing options. Hear how long Eric has spent with Farmers...
Why Farmers & Merchants State Bank?
Find out what it's like to bank at a place where friendly still counts. For everything from personal banking to business lending and everything in between, see what makes Farmers & Merchants State Bank so unique.
Paula’s Expert Segment
Paula Przybilla recently chatted with Kelly Cordes of WJON about all things home mortgages. Learn how Farmers & Merchants State Bank can tailor our home loan expertise to your specific needs—especially when it involves rural settings with additional acreage. Three...
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Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.