Farmers & Merchants State Bank Home - Farmers & Merchants State Bank

One Sweet Success Story
Dairy Queen, Sauk Rapids, MN

The Sauk Rapids Dairy Queen is a hot spot for summer refreshment. For Misty and Holly, it’s also a dream fulfilled. What began for both as a part-time job quickly developed their taste for business, and eventually led to their purchase of the franchise in 2011. The proud new owners believe in doing business locally, so they turned to Farmers & Merchants for financing.

If you, too, have a dream, we’re eager to listen.

The Road to Success
Executive Express, St. Cloud, MN

On the fast track to growth, Larry has grown Executive Express from a small local operation with a few vehicles and employees to a regional transportation enterprise. Along the way, he’s worked with Farmers & Merchants to finance his ambitions and was recently awarded 2015 St. Cloud Area Small Business Person of the Year.

If you’re ready to start or grow your business, we’re eager to listen.

Growing On
Bunker Hill Creek Farm, Rice, MN

The Hackett’s thriving 900-acre operation is a result of long-term commitment, vision, and trust — qualities they sought in a lender as well. And as a lender with roots in farming, they discovered an advocate who saw their potential and treats them, well, like family.

If you're ready to start or grow your business, we're eager to listen.

Shared Values
Mimbach Fleet, Sauk Rapids, MN

Big store appeal, small town feel - everything that makes Mimbach’s hometown farm and home store a success. Seeking the same qualities in a lender, Mimbach Fleet found us. After all, we pride ourselves on sincere, friendly service and value every customer who puts their trust in us - the way banking should be.

If you’re ready to start or grow your business, we’re eager to listen.

One Cowgirl, Many Hats
Tribitt Ag Construction, Hillman, MN

Diane turned to F&M for help with clarifying her direction, guidance in running a rapidly growing business, and a tailored financing package to bring it all together. Today, Tribitt Ag Construction builds commercial grain bins nationwide, storing everything from corn and oats in Minnesota to pistachios in California.

If you’re ready to start or grow your business, we’re eager to listen.

Improving their stock
Bartchelle Dairy, Little Falls, MN

Looking to expand their dairy, Greg and Michelle Blaine began researching the new technology of robotic milking systems. They turned to Farmers & Merchants for the hands-on approach they needed to finance the hands-off business plan they'd envisioned.

SEE THEIR FULL STORY

Working Capital
Old Capital Tavern, Sauk Rapids, MN

Bringing Old Capital Tavern to life was no easy task. From inspections delayed by government shutdown, to repeated rejections for financing, many would have simply given up. Instead, Aaron Salzer and his team turned to Farmers and Merchants and a banking relationship began. High standards and unique, customer-focused offerings have made Old Capital an award-winning success. The key: Stay focused and keep it simple.

Ready to tap into your business vision? We’re eager to listen.