Because friendly still counts.
Welcome to a bank that truly listens. For everything from personal and business banking to ag lending, we’re here to serve you locally.

Bank

Borrow

Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
F&M: Our Story
Take a look at this video to hear about our longstanding history in this community, where Farmers & Merchants State Bank has served generations of customers for everything from farm and ag-related banking to business banking and personal banking.
Vote Daily for Farmers & Merchants!
We've been nominated in Minnesota's Best Star Tribune Readers Survey and the voting polls are officially open! Vote for us daily at www.votemnbest.com/fmpierz from now through April 5th for best Ag Lender, Bank, Customer Service, and Home Mortgage. Thanks in advance...
Linda’s Expert Segment
Linda Thielen recently spoke with Joe Gill of KASM Radio about the deposit products and types of accounts that Farmers & Merchants State Bank offers. Learn why we strive to provide our customers with the most secure, safe, and smart banking practices and hear...
Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.