Because friendly still counts.
Welcome to a bank that truly listens. For everything from personal and business banking to ag lending, we’re here to serve you locally.
Bank
Borrow
Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
Join Us In Our Tradition of Giving
Join us in our tradition of giving by bringing nonperishable food, unwrapped gifts, or money to any of our three locations by December 15th. Farmers & Merchants State Bank will match you dollar-for-dollar up to $2,000, and all of the donations will be given to...
F&M: Our Story
Take a look at this video to hear about our longstanding history in this community, where Farmers & Merchants State Bank has served generations of customers for everything from farm and ag-related banking to business banking and personal banking.
Join Us In Our Tradition of Giving
Join us in our tradition of giving by bringing nonperishable food, unwrapped gifts, or money to any of our three locations by December 15th. Farmers & Merchants State Bank will match you dollar-for-dollar up to $2,000, and all of the donations will be given to...
Eric Boser’s Latest WJON Interview
Earlier this month, Eric Boser joined Kelly Cordes of WJON on air to talk harvest season, community banking, farm life, and more! The time they spent together covered a lot, including a recap of our 115th anniversary celebration this summer, the recent volunteering...
Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.