Because friendly still counts.
Welcome to a bank that truly listens. For everything from personal and business banking to ag lending, we’re here to serve you locally.
Bank
Borrow
Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
Why Farmers & Merchants State Bank?
Find out what it's like to bank at a place where friendly still counts. For everything from personal banking to business lending and everything in between, see what makes Farmers & Merchants State Bank so unique.
Paula’s Expert Segment
Paula Przybilla recently chatted with Kelly Cordes of WJON about all things home mortgages. Learn how Farmers & Merchants State Bank can tailor our home loan expertise to your specific needs—especially when it involves rural settings with additional acreage. Three...
Mo’s Expert Segment
Mo Durheim recently talked with Kelly Cordes of WJON about Business and Ag loans. Hear how many years Mo has been with Farmers & Merchants State Bank, and how he got his start with us. Three key takeaways from their conversation include: Our staff is comprised of...
Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.