Bank, Borrow, Save, Succeed.
Find your future with F&M,
where friendly still counts.
Bank
Borrow
Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
Join us for our Christmas Open House
Our Christmas Open House is this week! December is just flying by! We'll be serving up locally made cookies, warm beverages and smiles all day long-THU & FRI, Dec. 11 & 12. And, while you're here, be sure to enter our F&M $50 Gift Card Drawing, consider...
Season of Giving & Thanksgiving!
With Thanksgiving this week, it’s certainly a time for us to express our gratitude. We’re thankful for every person who trusts us with their banking. Just a few reminders... We’ll be closed Thursday, NOV. 27, to celebrate the holiday with family, neighbors and...
Now Hiring – Ag/Commercial Lender
Want to play a pivotal role in the success of local businesses and farms while advancing your skills in ag and commercial lending? Then this job is for you. Farmers & Merchants State Bank is seeking a highly motivated and results-driven Ag & Commercial Lender...
F&M: Our Story
Take a look at this video to hear about our longstanding history in this community, where Farmers & Merchants State Bank has served generations of customers for everything from farm and ag-related banking to business banking and personal banking.
Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.