Because friendly still counts.
Welcome to a bank that truly listens. For everything from personal and business banking to ag lending, we’re here to serve you locally.
Bank
Borrow
Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
F&M: Our Story
Take a look at this video to hear about our longstanding history in this community, where Farmers & Merchants State Bank has served generations of customers for everything from farm and ag-related banking to business banking and personal banking.
Dairy Days, June 20 – 23
Join us for Dairy Days, June 20th through the 23rd! At each of our Farmers & Merchants State Bank locations, come and enjoy: • Daily drawings for a pail of ice cream. • Kids 12 and under will get a coupon for a free ice cream treat when they bring in a colored...
Staff Spotlight: Katie Hoheisel
Though many know Katie Hoheisel as Customer Service Representative, did you know she has also been on the customer side of things? Hear about her experience of working with Farmers & Merchants State Bank as a farm family—plus, hear her message about our 115th...
Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.