Bank, Borrow, Save, Succeed.
Find your future with F&M,
where friendly still counts.
Bank
Borrow
Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
As Community Banking Month Ends
April is Community Banking Month, and as this month draws to a close, we wanted to take a moment to reflect on what community banking actually means — not just in words, but in action. For Farmers & Merchants State Bank, it means that when a local food shelf needs...
FREE Paper Shredding – All Three Locations
Mark your calendars! Have confidential papers you need shredded? Say goodbye to paper clutter and old confidential documents--safely, securely and at no cost! Farmers & Merchants State Bank in partnership with MARCO will be offering FREE paper shredding service at...
Help Us Fill More Plates & Food Pantries in March
We are again hosting our Annual Food & Fund Drive as part of the Minnesota FoodShare March Campaign. This marks our 10th year. For the month of March, we will collect money or non-perishable food donations at all three of our locations. Farmers & Merchants...
F&M: Our Story
Take a look at this video to hear about our longstanding history in this community, where Farmers & Merchants State Bank has served generations of customers for everything from farm and ag-related banking to business banking and personal banking.
Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.