Bank, Borrow, Save, Succeed.
Find your future with F&M,
where friendly still counts.
Bank
Borrow
Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
FREE Paper Shredding – All Three Locations
Mark your calendars! Have confidential papers you need shredded? Say goodbye to paper clutter and old confidential documents--safely, securely at at no cost! Farmers & Merchants State Bank in partnership with MARCO will be offering FREE paper shredding service at...
New ATM in Pierz is Here!
We have completed the installation of our new ATM in Pierz, ahead of schedule! We’re happy to share that it’s fully operational and ready for you! You’ll notice a few changes. The ATM is an in-wall style, and is located before the drive-up window. There’s still...
From Our F&M Family to Yours – Happy Easter
Warmest Easter blessings from your Farmers & Merchants State Bank family. As we celebrate the joy and renewal of Easter, we're grateful for the trust you place in us. Your support helps us build stronger, more vibrant communities. This Easter season, we hope you...
F&M: Our Story
Take a look at this video to hear about our longstanding history in this community, where Farmers & Merchants State Bank has served generations of customers for everything from farm and ag-related banking to business banking and personal banking.
Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.