Because friendly still counts.
Welcome to a bank that truly listens. For everything from personal and business banking to ag lending, we’re here to serve you locally.
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Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
SBA Paycheck Protection Program
How to Apply for the SBA Paycheck Protection Program Farmers & Merchants State Bank is an eligible lender of Small Business Association (SBA) loans, and we are ready to help you apply for the Paycheck Protection Program. What is the Paycheck Protection Program...
Doing our part for the public health response to COVID-19
As always, Farmers & Merchants State Bank is dedicated to the health and safety of our community, and we want to do our part to support the local and global initiatives related to limiting the spread of COVID-19. For this reason, starting Wednesday, March 18th, we...
COVID-19 (CORONAVIRUS) INFORMATION
F&M is here to help you. With the world’s focus on COVID-19, we wanted to provide reassurance that F&M is carefully monitoring the spread of COVID-19 (Coronavirus) and taking the necessary steps to help protect the safety and well-being of our customers and...
Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.