Because friendly still counts.

Welcome to a bank that truly listens. For everything from personal and business banking to ag lending, we’re here to serve you locally.

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Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.

Borrow

Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank. 

Save

From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely. 

What’s New

SBA Paycheck Protection Program

SBA Paycheck Protection Program

How to Apply for the SBA Paycheck Protection Program Farmers & Merchants State Bank is an eligible lender of Small Business Association (SBA) loans, and we are ready to help you apply for the Paycheck Protection Program. What is the Paycheck Protection Program...

COVID-19 (CORONAVIRUS) INFORMATION

F&M is here to help you. With the world’s focus on COVID-19, we wanted to provide reassurance that F&M is carefully monitoring the spread of COVID-19 (Coronavirus) and taking the necessary steps to help protect the safety and well-being of our customers and...

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Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.

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