Bank, Borrow, Save, Succeed.
Find your future with F&M,
where friendly still counts.
Bank
Borrow
Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
Help Us Fill More Plates & Food Pantries in March
We are again hosting our Annual Food & Fund Drive as part of the Minnesota FoodShare March Campaign. This marks our 10th year. For the month of March, we will collect money or non-perishable food donations at all three of our locations. Farmers & Merchants...
Closed for Presidents Day
All Farmers & Merchants State Bank locations will be closed on Monday, February 16, in observance of Presidents Day. At Farmers & Merchants, we’re proud to be a hometown bank serving the people who keep our communities strong—families, farmers, and local...
We’re Closed for MLK Jr Day
Just a reminder that we will be closed in honor of Martin Luther King Jr. Day, on Monday, JAN 19. We’re spending part of our day off learning and growing together as a team. Even though our locations are closed, you can always bank with us through mobile and online...
F&M: Our Story
Take a look at this video to hear about our longstanding history in this community, where Farmers & Merchants State Bank has served generations of customers for everything from farm and ag-related banking to business banking and personal banking.
Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.