Because friendly still counts.

Welcome to a bank that truly listens. For everything from personal and business banking to ag lending, we’re here to serve you locally.

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Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.

Borrow

Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank. 

Save

From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely. 

What’s New

See the Legatt Family Story

See the Legatt Family Story

Starting with a fun little interview by their oldest son to one of our ag lending specialists (thanks for playing along, Luke!), this short video shares the story of the Legatt family, how long they’ve been banking with Farmers & Merchants State Bank, and why...

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Doug’s Expert Segment

Doug’s Expert Segment

Kelly Cordes of WJON recently had Doug Virnig, Business and Agricultural Loan Specialist of Farmers & Merchants State Bank on speak about Commercial Lending and some of the fun things to come with the small-town bank. Learn of the importance that we place on...

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Luke’s Expert Segment

Luke’s Expert Segment

This past October, Business and Agricultural Loan Specialist, Luke Rushmeyer of Farmers & Merchants State Bank joined Kelly Cordes of WJON to chat about all things commercial and agriculture lending. Learn some of the key duties of our Loan Specialists and their...

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Let's Get Started

Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.

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