Because friendly still counts.

Welcome to a bank that truly listens. For everything from personal and business banking to ag lending, we’re here to serve you locally.

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Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.

Borrow

Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank. 

Save

From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely. 

What’s New

F&M: Our Story

F&M: Our Story

Take a look at this video to hear about our longstanding history in this community, where Farmers & Merchants State Bank has served generations of customers for everything from farm and ag-related banking to business banking and personal banking.    

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F&M: Our Story

F&M: Our Story

Take a look at this video to hear about our longstanding history in this community, where Farmers & Merchants State Bank has served generations of customers for everything from farm and ag-related banking to business banking and personal banking.    

read more
Randy’s Expert Segment

Randy’s Expert Segment

Randy Cebulla of our Pierz location recently talked with Kelly Cordes of WJON all about Personal and Home Loans. Key takeaways from their conversation include: Our experts take the time to explain our product offerings to each customer, including how to make your loan...

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Let's Get Started

Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.

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