Grow along with us here at Farmers & Merchants State Bank, where your personal or business checking account comes with so much more. Our local banking specialists are here to help you one-on-one at any of our three locations.
Personal & Business Banking Options
Enjoy the following services with any of our personal accounts, with additional business services available:
- Online Banking
- Online Bill-Pay
- Visa Debit Card
- Direct Deposit
- Night Depository
- 24-hour Phone Banking
- Ready Reserve
(available to qualified applicants)
Personal Checking Accounts
When it comes to opening a new account with Farmers & Merchants State Bank, we have plenty of options for personal checking. These include those with no minimum balance or service fee, classic accounts with no monthly charges with a minimum balance, and our interest bearing checking accounts. We even have options especially designed for seniors ages 55 and over. All accounts include online banking and bill-pay, eStatements, a Visa Debit Card, night depository, 24-hour phone banking, and a ready-reserve for qualified applicants. Come visit us to learn more.
Business Checking Accounts
With checking and deposit options for business here at Farmers & Merchants State Bank, we’ve got your commercial needs covered. You can choose from our basic non-interest bearing checking account, our classic business account with no service fees with a minimum balance, and our interest-bearing classic account, which requires a minimum balance and a great interest return. All accounts enjoy online banking, monthly imaged statements, use of deposit bags, direct deposit, night depository, 24/7 phone banking, remote deposit capture, payroll processing, business debit card, combined account statements, and ready reserve for qualified applicants. Come weigh your options with us at any of our three locations.
Online Banking—Get Our App
Online banking with our mobile app is available to all of our customers. Simply download the FM Bank app on either the Google PlayStore or the Apple App Store, and you can take us with you wherever you go. To get completely setup, please contact your nearest Farmers & Merchants State Bank location.
Meet Your Banking Specialists
"I've been a customer of Farmers & Merchants State Bank for more than 20 years. I love that they are community focused, and local. They recognize me as a person, and my small business as their own.
-Ruth Ann, 2018
Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.