Save

No matter what your financial goals are, Farmers & Merchants State Bank can help you reach them with our saving and investing solutions.

Saving & Investing Options

Reach out to our friendly saving specialists to review any or all of the following:

  • Personal Savings Accounts
  • Business Savings Accounts
  • Certificates of Deposit (CDs)
  • Individual Retirement Accounts

Savings Accounts

From personal to business, we offer multiple options for savings accounts, including classic and money market savings accounts. We offer interest-bearing options, as well as simple accounts that are great for teaching kids how to save. Learn about minimum balances and current rates by connecting with our savings specialists at Farmers & Merchants State Bank.

Certificates of Deposit (CD)

Even better than a piggy bank, investing into a certificate of deposit is a smart way to watch your money grow, and it stays right here at our bank. There are multiple competitive options that we would be happy to introduce you to.

Individual Retirement Accounts (IRA)

You can open a traditional or ROTH IRA with the security of a separate FDIC-insured account. Our specialists will ensure you get the best rates possible and will walk you through how IRAs work. 

Meet The Team

Amanda Arens

Amanda Arens

Customer Service Representative

Eden Valley
Email Amanda

Katie Hoheisel

Katie Hoheisel

Customer Service Representative

Brittany Kummet

Brittany Kummet

Customer Service Representative

Lexie Lehrke

Lexie Lehrke

Customer Service Representative

Linda Thielen

Linda Thielen

Personal Banker

Eden Valley
Email Linda

Patty Schlichting

Patty Schlichting

Personal and Business Banker

Sauk Rapids
Email Patty

Wendy Randall

Wendy Randall

Customer Service Representative

Sauk Rapids
Email Wendy

"

My grandpa was here, my dad banked here, and when I was young we started my savings account here at Farmers & Merchants State Bank. Now my son and I farm together, and when it was time to upgrade, Dave helped us set up a plan and meet our goals.

-Tom Haag, 2018

Let's Get Started

Questions? We’re ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.

Contact Us