Because friendly still counts.
Welcome to a bank that truly listens. For everything from personal and business banking to ag lending, we’re here to serve you locally.
Bank
Borrow
Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
Pick Your CD Term-Start to Earn
Now is a great time to consider opening a CD. A CD, or Certificate of Deposit, is a financial product that pays a set rate of interest in return for leaving a fixed amount of money in our bank for a set period of time. Annual Percentage Yield (APY) rate of 5.30% is...
8th Annual March Food Drive
The Farmers & Merchants State Bank’s 8th Annual March Food Drive is underway. Our goal: to help fill the food gap in Central Minnesota. Did you know that in 2023, Minnesotans made 7.56 million visits to food shelves—an increase of 1.8 million visits—a record high...
No Results Found
The page you requested could not be found. Try refining your search, or use the navigation above to locate the post.
Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.