Bank, Borrow, Save, Succeed.
Find your future with F&M,
where friendly still counts.
Welcome to a bank that truly listens. For everything from personal and business banking to ag and commercial lending to retirement savings, we’re here to serve you locally.
Bank
Borrow
Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
7-MONTH CD SPECIAL – Limited Time Offer
F&M State Bank is offering a special 7-MONTH CD Rate of 5.30% APY (Annual Percentage Yield). So now is a great time to consider opening a CD. A CD, or Certificate of Deposit, is a financial product that pays a set rate of interest in return for leaving a fixed...
Dairy Days 2024
In recognition of National Dairy Month and our local, hard-working dairy farmers & businesses, F&M State Bank will be holding a month-long DAIRY DAYS celebration at all three branches. Our celebration will include: Weekly Giveaways! While Supplies Last. ENTER...
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Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.