Because friendly still counts.
Welcome to a bank that truly listens. For everything from personal and business banking to ag lending, we’re here to serve you locally.
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Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
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Staff Spotlight: Doug Virnig
Hear from Doug Virnig, our Commercial & AG Loan Specialist, and his favorite part of being part of Farmers & Merchants State Bank—a community bank where friendly still counts! ...
Dairy Days, June 20 – 23
Join us for Dairy Days, June 20th through the 23rd! At each of our Farmers & Merchants State Bank locations, come and enjoy: • Daily drawings for a pail of ice cream. • Kids 12 and under will get a coupon for a free ice cream treat when they bring in a colored...
Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.