Because friendly still counts.

Welcome to a bank that truly listens. For everything from personal and business banking to ag lending, we’re here to serve you locally.

Online Banking

Learn More | Enroll Now

Bank

Borrow

Save

Bank

Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.

Borrow

Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank. 

Save

From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely. 

What’s New

We’ll be at the Farm Show! Will you?

We’ll be at the Farm Show! Will you?

Make F&M State Bank your ONE STOP at the 2024 Farm Show, Feb. 27-28.  Booth #A429. Imagine stepping into the future with a brand new tractor, improved farm implements, a sleek new machine shed, or perhaps even an additional property! Our skilled ag lending...

read more
Join Us In Our Tradition of Giving

Join Us In Our Tradition of Giving

Join us in our tradition of giving by bringing nonperishable food, unwrapped gifts, or money to any of our three locations by December 15th. Farmers & Merchants State Bank will match you dollar-for-dollar up to $2,000, and all of the donations will be given to...

read more
F&M: Our Story

F&M: Our Story

Take a look at this video to hear about our longstanding history in this community, where Farmers & Merchants State Bank has served generations of customers for everything from farm and ag-related banking to business banking and personal banking.    

read more
Join Us In Our Tradition of Giving

Join Us In Our Tradition of Giving

Join us in our tradition of giving by bringing nonperishable food, unwrapped gifts, or money to any of our three locations by December 15th. Farmers & Merchants State Bank will match you dollar-for-dollar up to $2,000, and all of the donations will be given to...

read more
Eric Boser’s Latest WJON Interview

Eric Boser’s Latest WJON Interview

Earlier this month, Eric Boser joined Kelly Cordes of WJON on air to talk harvest season, community banking, farm life, and more! The time they spent together covered a lot, including a recap of our 115th anniversary celebration this summer, the recent volunteering...

read more

Let's Get Started

Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.

Contact Us