Bank, Borrow, Save, Succeed.
Find your future with F&M,
where friendly still counts.
Bank
Borrow
Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
Q4 – The Local Ledger – Merry Christmas Communities!
As the year comes to a close, we want to thank you for being part of our banking family and for embodying the spirit that makes central Minnesota and our rural communities so special. Your trust, hard work, and commitment to looking out for your neighbors are the...
Join us for our Christmas Open House
Our Christmas Open House is this week! December is just flying by! We'll be serving up locally made cookies, warm beverages and smiles all day long-THU & FRI, Dec. 11 & 12. And, while you're here, be sure to enter our F&M $50 Gift Card Drawing, consider...
Season of Giving & Thanksgiving!
With Thanksgiving this week, it’s certainly a time for us to express our gratitude. We’re thankful for every person who trusts us with their banking. Just a few reminders... We’ll be closed Thursday, NOV. 27, to celebrate the holiday with family, neighbors and...
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Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.