Bank, Borrow, Save, Succeed.
Find your future with F&M,
where friendly still counts.
Bank
Borrow
Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
Sporadic Technical Difficulties – Fixed!
We've fixed the sporadic technical issues we were having with our phone and email systems on Friday, Aug. 1. Everything is back up and running smoothly! Thank you for your patience as we worked through this situation. We appreciate you!
Summer Beef Tour – July 15
The Summer Beef Tour begins tomorrow, Tuesday, July 15 at 6:30 AM. Hosted by the Mississippi Valley Cattlemen's Association & the Minnesota State Cattlemen's Association, tour registration is 6:30 AM to 8 AM at the Morrison County Fairgrounds (15575 Hawthorn Rd...
Happy 4th of July – Closed Friday
Did you know that on every 4th of July at 2 PM, descendants of the Signers of the Declaration of Independence tap the Liberty Bell in Philadelphia 13 times, representing the 13 colonies that fought for freedom? Are you ready for the holiday and to let freedom ring? ...
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Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.