Because friendly still counts.
Welcome to a bank that truly listens. For everything from personal and business banking to ag lending, we’re here to serve you locally.
Online Banking
Bank
Borrow
Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
MN Best Voting 2024
We are honored and humbled to again have been nominated in the Star Tribune Reader’s Choice Minnesota’s Best contest for best Ag Lender, Bank, Financial Services Customer Service and Mortgage Services. Please vote for us daily at http://votemnbest.com/fmpierz now...
Pick Your CD Term-Start to Earn
Now is a great time to consider opening a CD. A CD, or Certificate of Deposit, is a financial product that pays a set rate of interest in return for leaving a fixed amount of money in our bank for a set period of time. Annual Percentage Yield (APY) rate of 5.30% is...
F&M: Our Story
Take a look at this video to hear about our longstanding history in this community, where Farmers & Merchants State Bank has served generations of customers for everything from farm and ag-related banking to business banking and personal banking.
Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.