Because friendly still counts.
Welcome to a bank that truly listens. For everything from personal and business banking to ag lending, we’re here to serve you locally.
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Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
Staff Spotlight: Katie Hoheisel
Though many know Katie Hoheisel as Customer Service Representative, did you know she has also been on the customer side of things? Hear about her experience of working with Farmers & Merchants State Bank as a farm family—plus, hear her message about our 115th...
Financing Farming
In the world of agriculture, the success of a growing season is crucial for farmers to achieve optimal yield and profitability. As a banking institution with roots in agriculture, we understand the importance of equipping farmers with the right tools and equipment to...
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Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.