NEWS
You can use. About us. About our amazing communities.F&M: Our Story
Take a look at this video to hear about our longstanding history in this community, where Farmers & Merchants State Bank has served generations of customers for everything from farm and ag-related banking to business banking and personal banking.
We’re Closed for MLK Jr Day
Just a reminder that we will be closed in honor of Martin Luther King Jr. Day, on Monday, JAN 19. We’re spending part of our day off learning and growing together as a team. Even though our locations are closed, you can always bank with us through mobile and online...
2026 F&M Scholarship Applications Now Open!
Farmers & Merchants State Bank sees students as our next generation of leaders and the future of our communities. Each year, we offer scholarships to help local graduating seniors in pursuing their academic journeys. Applications are now open for the 2026...
Holiday Hours
Just a friendly reminder of our holiday hours. We will close at noon on Christmas Eve Day, and be closed Christmas Day and New Year’s Day. We’ll be spending time with family and friends. We hope you will be too. Merry Christmas and Happy New Years! We so...
Q4 – The Local Ledger – Merry Christmas Communities!
As the year comes to a close, we want to thank you for being part of our banking family and for embodying the spirit that makes central Minnesota and our rural communities so special. Your trust, hard work, and commitment to looking out for your neighbors are the...
Join us for our Christmas Open House
Our Christmas Open House is this week! December is just flying by! We'll be serving up locally made cookies, warm beverages and smiles all day long-THU & FRI, Dec. 11 & 12. And, while you're here, be sure to enter our F&M $50 Gift Card Drawing, consider...





