Personal Banking – Consumer Loans

Your financial needs and goals are unique. Farmers & Merchants State Bank offers a full line of consumer credit and our experienced lenders will meet with you, one-on-one, to understand your financial needs and customize our lending products to help you achieve your financial goals.

  • Purchase of new or used vehicles
  • Recreational vehicles
  • First time home buyers
  • Real Estate
  • Home improvements
  • Personal expenses
  • Debt consolidation
  • And more…

Farmers & Merchants State Bank is also willing to assist in the financing of your real estate mortgage. Whether it is to purchase a new home, vacation home, or refinance your home, we can customize our lending products to help you accomplish your goal. We service the real estate loans we originate, so your money stays local.